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The Filice Law Journal

Welcome to the Filice Law Journal — a collection of insights, updates, and straight talk on the legal issues that affect your life and business. Whether you’re buying a home, navigating separation, planning your estate, or launching a new venture, you’ll find practical guidance written in plain language, drawn from real client questions and everyday legal challenges.

Real Estate

5 Title Issues That Can Jeopardize a Sale

Title defects, often referred to as clouds on a title, can complicate the buying or selling of a home in Ontario. These issues can derail transactions and lead to costly complications. From unresolved liens and fraud to boundary disputes and improper deeds, understanding these common title issues is crucial for both buyers and sellers. By conducting thorough title searches and addressing potential problems proactively, you can ensure a smoother transaction process. Discover how to navigate these challenges and protect your investment with essential tips and expert advice on title issues. Don’t let clouds obscure your path to homeownership!

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Costing and often avoidable mistakes people mak in buying a home
Buying

Costly (and Often Avoidable) Mistakes Ontario Homebuyers Make

Buying a home is one of the most significant decisions you’ll ever make, but it comes with its fair share of challenges and potential pitfalls. From timing your purchase to understanding complex paperwork, many costly mistakes can be avoided with the right knowledge. Are you aware of the red flags that could signal trouble ahead? By staying vigilant and informed, you can navigate the real estate market with confidence. Discover essential tips to ensure your home-buying experience is smooth and successful, and learn how to protect your investment for years to come. Don’t let avoidable errors jeopardize your dream home!

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Conditions that could make or break a real estate transaction
Buying

Conditions That Could Make or Break a Real Estate Transaction

Buying a home is one of the most significant purchases you’ll ever make, and navigating the complexities of a real estate transaction can be daunting. Understanding the key conditions that can make or break a deal is essential for both buyers and sellers. From financing contingencies to home inspections, these factors play a pivotal role in ensuring a smooth process. Are you ready to learn how to protect yourself and increase your chances of a successful transaction? Discover the critical conditions that could impact your real estate journey and how to manage them effectively.

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What is Condo Ownership?
Condominiums

What Is Condominium Ownership?

Are you considering condominium ownership? This unique form of property ownership blends individual and collective responsibilities, offering a lifestyle that can be both convenient and enriching. With a condo corporation managing exterior maintenance and providing amenities like pools and fitness centers, you can enjoy a hassle-free living experience. However, it’s essential to understand the financial commitments involved, including maintenance fees and shared spaces. Discover the importance of the status certificate, a crucial document that reveals the financial health and regulations of your potential new home. Dive deeper into the world of condos and make informed decisions for your future!

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Costs to Expect when Buying or Selling
Buying

Costs You Can Expect To Face When Buying or Selling a Property

When embarking on the journey of buying or selling a home, excitement often overshadows the financial realities that come with it. The price tag is just the beginning; hidden costs can quickly add up, impacting your overall budget. From appraisal fees and mortgage insurance for buyers to commission and discharge fees for sellers, understanding these expenses is crucial. Navigating the complexities of real estate transactions can be daunting, but with the right knowledge and support, you can avoid financial pitfalls and make your transition smoother. Discover the essential costs you need to consider before making your next move!

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Important Things to Know Before Purchasing a Home
Buying

Important Things To Know Before Purchasing a Home

Buying a home is likely the biggest purchase you’ll make in your life, and arming yourself with the right information can save you stress and costly mistakes. From finding a trustworthy realtor to understanding the importance of getting pre-approved for a mortgage, every step matters. Did you know that as a buyer, you won’t have to pay commission fees? Plus, a home inspection could save you from future headaches. Dive into our guide to discover essential tips that will help you navigate the home-buying process with confidence and ease!

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